CA BRE#01491373

Mortgage Lenders

Get Pre-Approved for a Loan

One important milestone to becoming a serious buyer is understanding the difference between being prequalified and preapproved. ... With a preapproval letter from your lender, real estate agents and sellers know you are a serious buyer. This letter can be shown to sellers when bidding on a property.

A mortgage pre-qualification can be useful as an estimate of how much you can afford to spend on your home, but a pre-approval is much more valuable because this means the lender has actually checked your credit and verified your documentation to approve a specific loan amount (usually for a particular time period such.

Certified Mortgage Planner / Branch Manager
NMLS ID# 289198
Reader’s Choice - Mortgage Professional of the Year 2012
Creating Raving Fans throughout California!

C.(925) 980-9862
F.(925) 226-3920

Lori Smith

Mortgage Advisor
NMLS ID# 288396
BRE# 01125965

D.(925) 525-9996
F.1(844) 845-7653

Sonia Walia

Mortgage Loan Originator
NMLS# 544579

Call: 415-933-7472

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